Car Loans Australia publishes general information, tools and resources about car loans for personal and commercial use. Explore articles on comparing rates, fees and features, understanding eligibility criteria, and how car loan brokers, banks and non-bank lenders operate.
Read our guides, use calculators for estimates, or subscribe to MoneyTips for financial information, news, guides and resources.
Employment, income and credit history can affect a lender's assessment. Learn about eligibility criteria without a personal assessment.
Learn about lender assessmentsNew, used, refinancing, private or dealer sale—learn about car finance for personal and commercial use.
Explore personal and commercial loansCar finance topics include secured and unsecured loans, leasing, hire purchase, major banks, non-bank lenders and low/no-doc loans. Documentation requirements vary by lender and loan type.
Explore loan typesUse our car loan calculators to explore repayment estimates under different assumptions, and read our guides before making borrowing decisions. Calculator results are estimates, not quotes, offers, approval, eligibility decisions or recommendations.
Before applying for a car loan, you can:
A car finance broker may present options from a panel of lenders, which may not cover the whole market. You can also compare offers from other providers independently, considering rates, fees and features.
Read about comparing featuresCredit history is one factor lenders may consider when assessing a car loan application. Read about low credit scores, eligibility, costs and risks.
Learn about credit scoresExplore repayment estimates based on assumptions. Calculators are general informational tools, not assessments of how much a lender will provide.
View calculatorsExplore our articles, FAQs, news and calculators to learn about car finance. The information is general and does not take into account your objectives, financial situation or needs.
We do not accept loan applications, quote requests or borrowing enquiries, assess personal eligibility, match or refer visitors to brokers or lenders, arrange credit, or provide personalised comparisons, recommendations or advice.
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