Compare Car Loans In Australia For Personal & Commercial Use

Car Loans Australia provides a free service to help you compare car loans and find an option that may suit your needs through our broker-matching platform, connecting you with specialist car loan brokers, banks and non-bank lenders from our referral panel. Your initial eligibility assessment on this website does not involve a credit check, so your enquiry with us will not add an entry to your credit file.

Find a car loan at competitive rates.

Any Situation

No matter your employment or credit history, we'll help find the right loan for you.

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Any Purpose

New, used, refinancing, private or dealer sale—we’ve got you covered.

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Comprehensive Features

Secured/Unsecured, Leasing, Hire Purchase, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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Not Ready to Buy?

Use our free car loan eligibility assessment to get an indication of how much you may be able to borrow and shop with more confidence when you're ready. This assessment is based on general criteria used by our participating brokers and lenders and is not a loan approval or offer. Just fill out our simple form, and a professional car loan broker or lender from our referral panel can guide you through your options.

If you don’t qualify right away, your broker can:

  1. Explain available alternatives.
  2. Show you how to qualify now.
  3. Outline steps to qualify in the future.
  4. Provide ongoing support until you are ready.

Multiple Lenders

We match your details with one car finance professional from our broker referral network, who can present options available from their panel of lenders; you may also compare offers from other providers independently.

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No Credit Check

Submitting your initial enquiry and eligibility pre-assessment with us will not result in a credit check or an entry on your credit file. If you proceed with a broker or lender after referral, they may need to conduct a credit check as part of their process, which will only occur with your consent.

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Free Assessment

Secured/Unsecured, Leasing, Hire Purchase, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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How We Work for You

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website, your details are used for our initial eligibility assessment and then referred to a qualified broker or lender from our panel. That third-party professional will review your information and may use their product research and technology to tailor recommendations and product comparisons appropriate to your personal circumstances.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Frequently Asked Questions

Finance News

Rate Stability Puts Boat Budgets Back in Focus
Rate Stability Puts Boat Budgets Back in Focus
08 Sep 2026: Paige Estritori
The Reserve Bank’s latest decision to keep the cash rate unchanged extends the period of watchful stability for Australian borrowers, including households weighing up a new or used boat purchase. For marine finance customers, the key point is not that boat loan rates will suddenly fall. Rather, a steadier cash rate gives buyers a clearer window to assess affordability, compare lender appetite and decide whether now is the right time to move from browsing to serious negotiations. - read more
Why tax incentives should not rush your next business loan
Why tax incentives should not rush your next business loan
08 Sep 2026: Paige Estritori
Fresh small business tax reporting has put asset write-offs back in the spotlight, with many Australian SMEs again weighing whether to bring forward spending on vehicles, machinery, technology or fit-out. The practical message is clear: tax incentives can improve the after-tax cost of an eligible purchase, but they should not be treated as a substitute for a disciplined finance decision. - read more