Finance News from Car Loans Australia

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Finance News

RIC Loan Rate Rise Adds a Fresh Planning Point for Farm Borrowers
RIC Loan Rate Rise Adds a Fresh Planning Point for Farm Borrowers
22 Jul 2026: Paige Estritori
The Regional Investment Corporation’s latest rate move is a timely reminder that farm borrowing costs can shift even when a loan is designed to provide concessional support. From 1 August 2026, the variable interest rate applying to RIC loans is set to rise from 5.18 per cent to 5.71 per cent, ending a two-year period without an increase. - read more
What ASIC’s Private Credit Alarm Means for Small Borrowers
What ASIC’s Private Credit Alarm Means for Small Borrowers
21 Jul 2026: Paige Estritori
Australia’s corporate regulator has renewed attention on private credit, warning that a fast-growing part of the lending market is now facing a tougher test. Private credit generally refers to loans arranged outside the traditional banking system, often through funds, investment managers or specialist lenders. While this may sound distant from everyday small loans, the health of non-bank credit can still influence how finance is priced, assessed and made available. - read more
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