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| What ASIC’s Car Finance Findings Mean for Jetski Buyers 04 Jul 2026: Paige Estritori ASIC’s 24 June 2026 review of car finance has put a sharp spotlight on how asset loans are sold, priced and managed in Australia. While the report focused on motor vehicles rather than personal watercraft, the lessons are highly relevant for anyone considering jetski loans, especially where finance is arranged through a dealer, broker or other third-party distributor. - read more |
| Why SME Structure Decisions Can Shape Future Finance Options 04 Jul 2026: Paige Estritori Australian SMEs are being urged to treat tax structure as a strategic finance decision, not simply an administrative task at launch. A recent Dynamic Business expert panel highlighted how early choices between operating as a sole trader, company, trust or partnership can become difficult and costly to unwind once revenue, assets, staff and outside investment enter the picture. - read more |
| New-Customer Rate Cuts Put Refinancers Back in Play 04 Jul 2026: Paige Estritori The Reserve Bank of Australia’s June pause has not stopped lenders from competing for new mortgage business. While the cash rate remains at 4.35 per cent after three increases earlier in 2026, a fresh wave of lender discounting suggests the refinancing market is becoming more active again, particularly for borrowers willing to move rather than wait for broad rate relief. - read more |
| Right to Repair Push Could Change Farm Machinery Decisions 03 Jul 2026: Paige Estritori Australia’s proposed expansion of right to repair rules to agricultural machinery has become a timely issue for farmers who rely on tractors, headers, seeders, sprayers and other high-value equipment to keep seasonal work on track. The Federal Government’s consultation on extending the existing repair information framework to farm machinery closes on 3 July 2026, bringing the sector closer to a potential shift in how service and repair access is managed. - read more |
| Why personal loan comparison matters for July borrowers 03 Jul 2026: Paige Estritori Australia’s personal loan market has entered July with a clear message for households and small business owners: the advertised rate is only the starting point. Recent rate tables show a wide gap between the most competitive personal loan offers and the upper end of the market, particularly for unsecured borrowing. That spread matters because two applicants seeking the same loan amount can face very different total repayment outcomes depending on credit profile, product type, fees and loan term. - read more |
| ASIC Puts Car Finance Providers on Notice Over Loan Costs 03 Jul 2026: Paige Estritori ASIC’s latest review of Australia’s motor finance sector is a timely reminder that the cheapest-looking car loan is not always the fairest or most suitable option. Released on 24 June 2026, the regulator’s report examined more than 350,000 loans across eight car finance providers and found concerns around third-party distribution, fees, hardship support and borrower outcomes. - read more |
| Why Tax Refunds Are Now a Financial Lifeline 03 Jul 2026: Paige Estritori A new Finder survey published on 29 June 2026 has put a spotlight on how stretched many Australian households have become. Finder reported that 38% of Australians, or more than 8.1 million people, expect a tax refund this year. Of those expecting money back, 18% said the refund is critical to their financial wellbeing, equating to about 1.5 million taxpayers. - read more |
| Electric Boating Is Becoming a Serious Buying Consideration 03 Jul 2026: Paige Estritori Electric boating is no longer sitting at the edge of the marine market as an experimental idea. The latest industry discussion points to a more mature phase, where propulsion, battery systems, onboard power management, charging access, vessel design and regulation all need to work together before electric boats can scale confidently. - read more |
| Record Commercial Card Debt Sends Warning to Australian SMEs 03 Jul 2026: Paige Estritori Australian small businesses are entering the new financial year with another cash flow warning light flashing. Recent analysis reported by Inside Small Business shows commercial credit card debt has climbed to a record $2.26 billion, with almost a quarter of that balance sitting in high-interest debt. Commercial card transactions have also risen sharply over the past two years, suggesting many businesses are leaning more heavily on short-term credit to manage everyday expenses. - read more |
| New Caravan Loan Snapshot Puts Repayments and Fees in Focus 03 Jul 2026: Paige Estritori Canstar’s caravan loan comparison, fact checked on 2 July 2026, is a timely reminder that the cheapest-looking offer is not always the lowest-cost path to getting on the road. For buyers weighing up a new van, used caravan, camper trailer or motorhome, the latest market snapshot shows a wide spread of personal loan options, with indicative rates and repayments varying according to credit profile, loan term, lender criteria and fees. - read more |
| What July’s Personal Loan Rates Mean for Cosmetic Surgery Borrowers 03 Jul 2026: Paige Estritori Australians considering elective cosmetic procedures have a fresh reminder that personal loan rates can vary dramatically depending on the lender, loan type and borrower profile. Canstar’s 1 July 2026 personal loan update shows some of the lowest unsecured personal loan rates on its database sitting from 5.76% p.a., while unsecured rates can also climb above 29% p.a. for some borrowers. - read more |
| What ASIC’s Car Finance Review Means for Borrowers 02 Jul 2026: Paige Estritori ASIC’s latest review of the car finance market is a timely reminder that the cheapest-looking loan is not always the cheapest loan. Released on 24 June 2026, the regulator’s Report 832 examined more than 350,000 car loans across eight finance providers and found concerns around loan costs, third-party distribution and how lenders monitor outcomes for customers. - read more |
| Small Business Credit Stress Is Building Across Australia 02 Jul 2026: Paige Estritori Fresh business credit data points to a sharper divide opening in Australia’s lending market, with larger companies still expanding their funding lines while many smaller operators face tighter cash flow, rising tax pressure and more overdue debt. - read more |
| What Recent Caravan Business Failures Mean for Buyers 02 Jul 2026: Paige Estritori Australia’s caravan sector has entered a sharper adjustment phase, with several Victorian caravan businesses falling into voluntary administration in late June 2026. The latest developments include Sunland RV, X Series RV and Global RV Corp, following the earlier appointment of administrators to Network RV, Network Engineering and Fair Dinkum Caravans. For buyers, the immediate message is not to panic, but to become more disciplined before paying deposits, signing contracts or arranging caravan finance. - read more |
| Luxury Car Tax Thresholds Rise for 2026–27: What It Means for Your Next Car Loan 02 Jul 2026: Paige Estritori Australian buyers shopping for a higher-priced new car have a fresh number to factor into their budget from 1 July 2026, with the Luxury Car Tax thresholds indexed for the 2026–27 financial year. - read more |
| Electrified Vehicles Are Changing the Way Australians Finance Cars 02 Jul 2026: Paige Estritori Australia’s new-car market has reached another turning point, with the latest May sales data showing electrified vehicles moving from a specialist category into the mainstream. Battery electric vehicles, plug-in hybrids and conventional hybrids together represented about 46% of new vehicle sales during the month, while battery electric models alone reached around one in five sales. For car buyers, this is no longer just an environmental story. It is becoming a finance story. - read more |
| Fresh Boat Loan Data Highlights Need to Compare Carefully 01 Jul 2026: Paige Estritori Fresh Australian boat loan comparison data updated on 30 June 2026 shows a clear message for anyone planning a purchase: the headline interest rate is only one part of the finance decision. With lenders offering different structures, fees, loan terms and eligibility settings, buyers who compare carefully may be better placed to avoid unnecessary costs over the life of their loan. - read more |
| Right to Repair Push Could Change the Farm Machinery Cost Equation 01 Jul 2026: Paige Estritori Australia’s proposed expansion of right to repair laws to agricultural machinery is shaping as a timely development for farmers managing high input costs, narrow seasonal windows and the growing complexity of modern equipment. The Federal Government opened consultation on 22 May 2026, with feedback due by 3 July 2026, on whether repair information access should be broadened for machinery used across farming operations. - read more |
| Property Price Falls Give Buyers a Timely Reality Check 01 Jul 2026: Paige Estritori Australia’s housing market has shifted into a more cautious phase, with the latest PropTrack Home Price Index showing national values declined for a third consecutive month in June. The fall was broad-based, with every capital city except Darwin recording softer prices, although national values remain close to recent record highs. - read more |
| Could Melbourne’s Softer Market Help First Home Buyers? 01 Jul 2026: Paige Estritori Melbourne may be moving into a rare window for first home buyers, with Domain’s latest forecast suggesting the city’s median house price could fall below $1 million within the next year. The report points to a possible decline of between 4 and 8 per cent, which would make Melbourne the weakest major capital in the forecast period and mark a notable shift from the rapid price growth seen in many other parts of Australia. - read more |
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