SHARE

Share this news item!

NAB Continues to Dominate Australia's Expanding Business Lending Market

A Closer Look at NAB's Leadership in the $1.2 Trillion Business Lending Sector

NAB Continues to Dominate Australia's Expanding Business Lending Market?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In January 2026, Australia's business lending landscape reached a significant milestone, with authorised deposit-taking institutions (ADIs) reporting a combined total of $1.2 trillion in loans to non-financial businesses.
This marks a 9.3% increase over the previous year and a substantial 53.9% growth since January 2020.
Among the major players, National Australia Bank (NAB) continues to lead, boasting a loan book of $261.1 billion, reflecting an 11.6% year-on-year growth.

Commonwealth Bank of Australia (CBA) follows closely, with its business lending portfolio reaching $230.8 billion, up 12.0% from the previous year. This competitive environment underscores the robust demand for business financing across the nation.

For Australian business owners and entrepreneurs, these figures highlight the increasing availability of capital to support growth and expansion initiatives. NAB's sustained leadership in this sector suggests a strong commitment to meeting the diverse needs of businesses, from small enterprises to large corporations.

As the business lending market continues to evolve, it's crucial for business owners to stay informed about the various financing options available. Understanding the offerings from leading institutions like NAB and CBA can empower businesses to make strategic decisions that align with their growth objectives.

Published:Friday, 6th Mar 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026
IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026
09 Mar 2026: Paige Estritori
In a significant achievement, IMB Bank has been named Australia's Best Personal Loan lender for 2026 by Mozo, a leading financial comparison platform. This marks the second consecutive year that IMB Bank has secured this prestigious title, underscoring its consistent commitment to providing exceptional value in personal lending. - read more
APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending
APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending
09 Mar 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks associated with high debt-to-income (DTI) mortgage lending. Effective from 1 February 2026, APRA will enforce a cap, limiting banks to allocating no more than 20% of new mortgages to borrowers whose total debt exceeds six times their income. - read more