Compare Car Loans In Australia For Personal & Commercial Use

Car Loans Australia provides a free service to help you compare car loans and find an option that may suit your needs through our broker-matching platform, connecting you with specialist car loan brokers, banks and non-bank lenders from our referral panel. Your initial eligibility assessment on this website does not involve a credit check, so your enquiry with us will not add an entry to your credit file.

Find a car loan at competitive rates.

Any Situation

No matter your employment or credit history, we'll help find the right loan for you.

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Any Purpose

New, used, refinancing, private or dealer sale—we’ve got you covered.

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Comprehensive Features

Secured/Unsecured, Leasing, Hire Purchase, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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Not Ready to Buy?

Use our free car loan eligibility assessment to get an indication of how much you may be able to borrow and shop with more confidence when you're ready. This assessment is based on general criteria used by our participating brokers and lenders and is not a loan approval or offer. Just fill out our simple form, and a professional car loan broker or lender from our referral panel can guide you through your options.

If you don’t qualify right away, your broker can:

  1. Explain available alternatives.
  2. Show you how to qualify now.
  3. Outline steps to qualify in the future.
  4. Provide ongoing support until you are ready.

Multiple Lenders

We match your details with one car finance professional from our broker referral network, who can present options available from their panel of lenders; you may also compare offers from other providers independently.

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No Credit Check

Submitting your initial enquiry and eligibility pre-assessment with us will not result in a credit check or an entry on your credit file. If you proceed with a broker or lender after referral, they may need to conduct a credit check as part of their process, which will only occur with your consent.

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Free Assessment

Secured/Unsecured, Leasing, Hire Purchase, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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How We Work for You

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website, your details are used for our initial eligibility assessment and then referred to a qualified broker or lender from our panel. That third-party professional will review your information and may use their product research and technology to tailor recommendations and product comparisons appropriate to your personal circumstances.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Finance News

First Home Buyer Loan Applications Surge Following Government's 5% Deposit Scheme Expansion
First Home Buyer Loan Applications Surge Following Government's 5% Deposit Scheme Expansion
12 Feb 2026: Paige Estritori
October 2025 marked a significant milestone for first-time homebuyers in Australia, with loan applications surging by 39.2%. This remarkable increase is largely attributed to the federal government's expansion of the 5% Deposit Scheme, which has made homeownership more accessible to a broader segment of the population. - read more
Investor Home Loans Surge Amid Record Borrowing in Australian Property Market
Investor Home Loans Surge Amid Record Borrowing in Australian Property Market
12 Feb 2026: Paige Estritori
In the third quarter of 2025, Australia's property market witnessed a significant shift as investors accounted for two out of every five home loans. Data from the Australian Bureau of Statistics (ABS) revealed that over 57,000 investors borrowed nearly $40 billion during this period, marking a 17.6% increase from the previous quarter. This surge underscores a growing trend of investor dominance in the housing sector. - read more