All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.
CAR LOANS
AUSTRALIA
SHARE
Share this news item!
CBA Achieves Record Profit Through Robust Lending Growth
A$10.25 Billion Profit Reflects Strength in Home and Business Loans
0
The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025.
This achievement surpasses analyst expectations and marks an increase from the previous year's profit of A$9.84 billion.
The bank's impressive performance is attributed to substantial growth in both home and business lending sectors. Home lending experienced a 6.1% increase, while business lending grew by 12.2%, both exceeding national averages. This growth is supported by improved household disposable incomes, resulting from lower interest rates, reduced inflation, and tax cuts.
In addition to lending growth, CBA's net interest margin improved by 9 basis points to 2.08%, and the common equity tier 1 capital ratio remained steady at 12.3%. These metrics indicate the bank's strong financial health and its ability to navigate the competitive banking landscape.
For customers, CBA's robust financial position may translate into more competitive loan products and enhanced services. The bank's commitment to supporting both homebuyers and businesses underscores its role in driving economic growth and stability in Australia.
In summary, CBA's record profit highlights the bank's effective strategies in capitalizing on lending opportunities and its dedication to meeting the financial needs of Australians. This success story reflects the dynamic nature of the banking sector and the importance of adapting to market demands.
Published:Sunday, 5th Oct 2025 Source: Paige Estritori
Small and medium-sized enterprises (SMEs) across Australia are experiencing a significant shift in financial strategy due to impending changes in tax debt regulations by the Australian Taxation Office (ATO). Effective from July 1, general interest charges (GIC) and shortfall interest charges (SIC) on tax debts will no longer be tax-deductible. With the GIC rate currently at 11. - read more
The Reserve Bank of Australia (RBA) has issued a cautionary statement to households, advising against excessive borrowing in anticipation of potential interest rate reductions. This warning aims to prevent the emergence of a boom-and-bust cycle that could destabilize the financial system. - read more
Welcome to Car Loans Australia, a proud member of the Financial Services Online network. Owned and operated by Clark Family Pty Ltd, A.C.N. 010 281 008, we are dedicated to helping Australian individuals and businesses find the best financial products, services, information, and advice available online.
calculatorWidget
knowledgeBaseWidget
Our Commitment
At Car Loans Australia, we do not endorse specific financial products or offer financial advice. Instead, we connect you with specialist financiers, insurers, or other financial advisors who can provide expert guidance based on your unique circumstances. Please note that Car Loans Australia may receive a fee or commission for these referrals.
Information and Guidance
The financial information on our website, including articles and news items, is intended for general informational purposes only. It should not be considered a substitute for professional advice. We strongly recommend consulting a qualified, licensed financial advisor to discuss your specific situation before making any financial decisions.
Connecting You with the Right Solutions
Our primary role is to facilitate connections between you and the right financial resources. Whether you need a specialized financier or an expert advisor, we aim to introduce you to professionals who can help you achieve your financial goals.
Contact Us
We are here to assist you with any questions or further information you may need. Please feel free to reach out to Car Loans Australia for assistance.
