Operating as a digital loan marketplace, Valiant Finance streamlines the loan application process by allowing businesses to submit a single application, which is then matched with suitable loan products from a network of over 90 lenders, including major banks and alternative finance providers. This approach simplifies access to various financing options, such as business lines of credit, invoice finance, merchant cash advances, overdrafts, vehicle finance, equipment finance, secured term loans, and business acquisition loans.
Since its inception, Valiant Finance has experienced substantial growth. By 2021, the company had facilitated more than AU $850 million in commercial, asset, and working capital finance. The recent milestone of surpassing $2.5 billion in loans reflects the increasing demand for accessible and efficient financing solutions among Australian SMEs.
In addition to its core services, Valiant Finance has embraced an embedded finance model for B2B transactions, integrating equipment finance into sales workflows. This innovation allows businesses to offer financing options directly within their sales processes, enhancing customer experience and driving sales.
The company's success has attracted significant investment, with approximately AU $40 million raised since its founding. Investors include Reinventure Group, 1835i, and Salesforce Ventures, highlighting confidence in Valiant Finance's business model and growth potential.
Valiant Finance's achievements reflect a broader trend towards digitalization in the financial services sector, offering SMEs more streamlined and accessible financing options. As the company continues to expand its services and partnerships, it remains a pivotal player in supporting the financial needs of Australian businesses.
