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RBA Holds Cash Rate at 3.60% Amid Inflationary Pressures
Analysing the Reserve Bank's Decision and Its Implications for Borrowers
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The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November meeting.
This decision reflects the central bank's cautious approach in balancing inflation control with economic stability.
Recent data indicates that the headline consumer price index (CPI) rose to 3.2% in September 2025, up from 2.1% in the June quarter, signaling persistent inflationary pressures.
Additionally, the unemployment rate edged up to 4.5% in September, suggesting a slight softening in the labor market. The RBA's decision to hold the cash rate steady provides time to assess how economic conditions evolve and whether further adjustments are necessary to maintain stability.
For borrowers, this means that interest rates on loans are likely to remain stable in the short term. However, it's essential to stay informed about potential future rate changes, as the RBA continues to monitor economic indicators closely. Consulting with financial advisors can help borrowers navigate these conditions and make informed decisions regarding their loans and financial planning.
Published:Thursday, 6th Nov 2025 Source: Paige Estritori
Please Note: If this information affects you, seek advice from a licensed professional.
Westpac Banking Corporation has reported a slight decrease in its annual profit, recording A$6.99 billion for the fiscal year ending September 30, 2025, down from A$7.11 billion the previous year. Despite this decline, the result surpassed analysts' expectations of A$6.83 billion. The bank attributes this dip to intensified competition within Australia's mortgage market and a marginal reduction in its net interest margin, which fell by 1 basis point to 1.94%. - read more
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November meeting. This decision reflects the central bank's cautious approach in balancing inflation control with economic stability. Recent data indicates that the headline consumer price index (CPI) rose to 3.2% in September 2025, up from 2.1% in the June quarter, signaling persistent inflationary pressures. - read more
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