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RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures
Understanding the RBA's Decision and Its Implications for Borrowers
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The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady at 3.60% during its November 2025 meeting.
This decision reflects the central bank's ongoing concerns about inflation, which has risen above the target range of 2-3% and is expected to remain elevated for some time.
According to the RBA's latest Statement on Monetary Policy, inflation has increased due to factors such as rising electricity prices and higher household spending. Despite a slight uptick in the unemployment rate, the labour market remains robust, with businesses continuing to hire.
For borrowers, the unchanged cash rate means that interest rates on loans and mortgages are likely to remain at current levels. While this provides stability, it's essential for individuals and businesses to stay informed about potential future rate changes and plan their finances accordingly.
In summary, the RBA's decision to hold the cash rate at 3.60% underscores the importance of monitoring inflation trends and their impact on the economy. Borrowers should remain vigilant and consider seeking financial advice to navigate the current economic landscape effectively.
Published:Friday, 14th Nov 2025 Source: Paige Estritori
Please Note: If this information affects you, seek advice from a licensed professional.
The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady at 3.60% during its November 2025 meeting. This decision reflects the central bank's ongoing concerns about inflation, which has risen above the target range of 2-3% and is expected to remain elevated for some time. - read more
ANZ Bank has revised its cash rate forecast, now expecting no cuts until February 2026. This adjustment aligns with similar revisions by other major banks, reflecting a collective response to recent economic data and RBA communications. - read more
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